{"id":23064,"date":"2026-07-01T11:46:17","date_gmt":"2026-07-01T11:46:17","guid":{"rendered":"https:\/\/staging.ener-g.co\/boston\/?page_id=23064"},"modified":"2026-08-05T21:51:20","modified_gmt":"2026-08-05T21:51:20","slug":"short-sales","status":"publish","type":"page","link":"https:\/\/staging.ener-g.co\/boston\/short-sales\/","title":{"rendered":"Short Sales"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"23064\" class=\"elementor elementor-23064\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16e008f e-flex e-con-boxed e-con e-parent\" data-id=\"16e008f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-13fb310 e-grid e-con-full e-con e-child\" data-id=\"13fb310\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-937eb53 e-con-full e-flex e-con e-child\" data-id=\"937eb53\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d240c7a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"d240c7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd69470 elementor-widget elementor-widget-heading\" data-id=\"bd69470\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Short Sale Options in Massachusetts and New Hampshire<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6735f4 elementor-widget elementor-widget-heading\" data-id=\"c6735f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Practical Guidance When You May Owe More Than the Home Is Worth<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74c0c2e elementor-widget elementor-widget-heading\" data-id=\"74c0c2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When the mortgage balance, liens, fees, or other payoff obligations may be higher than a home's likely sale value, it can be hard to know what to do next. You may be current on payments but concerned about equity. You may be behind on payments and receiving lender notices. You may be trying to sell an inherited property, a rental, or a jointly owned home and discovering that the numbers are tighter than expected.<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a93ed1f e-con-full e-flex e-con e-child\" data-id=\"a93ed1f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0caca52 e-con-full e-flex e-con e-child\" data-id=\"0caca52\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fab6583 elementor-widget elementor-widget-button\" data-id=\"fab6583\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/staging.ener-g.co\/boston\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk Through My Short Sale Questions<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea3c0bf elementor-widget elementor-widget-button\" data-id=\"ea3c0bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/staging.ener-g.co\/boston\/cash-vs-traditional-comparison\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Compare My Selling Options<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a37afd9 e-con-full e-flex e-con e-child\" data-id=\"a37afd9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34702ca elementor-widget elementor-widget-image\" data-id=\"34702ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/staging.ener-g.co\/boston\/wp-content\/uploads\/elementor\/thumbs\/ai_hero_modest_colonial_overcast-rrgj995y3kje3ritddrn14u10oyatniobjbz2fawos.png\" title=\"ai_hero_modest_colonial_overcast\" alt=\"ai_hero_modest_colonial_overcast\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22e8f55 e-flex e-con-boxed e-con e-parent\" data-id=\"22e8f55\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6641e83 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6641e83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A <b>short sale<\/b> is generally discussed when a property may need to sell for less than the amount owed on the mortgage or related payoff obligations, and the lender or other required parties may need to review the proposed transaction. Because short sales can involve lender decisions, timelines, documents, credit considerations, tax questions, and possible debt consequences, they should be approached carefully with the right professional guidance.\n<br><br>\nBoston AREIA helps Massachusetts and New Hampshire homeowners understand the real estate side of this decision. We can help you compare possible selling paths, think through property condition, review whether a home value conversation may be useful, and identify when a short sale, traditional listing, as-is cash-offer conversation, or foreclosure\/pre-foreclosure resource may be more relevant. We do not replace legal, tax, financial, lender, housing, or credit guidance, but we can help you organize the real estate questions before you choose your next step.<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6bd310d e-con-full e-flex e-con e-child\" data-id=\"6bd310d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e78bc8 elementor-widget elementor-widget-heading\" data-id=\"0e78bc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">QUICK ANSWER<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e092908 elementor-widget elementor-widget-heading\" data-id=\"e092908\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A short sale in Massachusetts or New Hampshire may be worth exploring when the likely sale price may not cover the mortgage balance and required payoff items. Whether a short sale is possible depends on lender review, property value, hardship documentation, title and payoff details, timing, and professional guidance. Homeowners should avoid relying on general online information alone and should speak with qualified professionals before making decisions.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8d42c6c e-flex e-con-boxed e-con e-parent\" data-id=\"8d42c6c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ded1923 e-con-full e-flex e-con e-child\" data-id=\"ded1923\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2082c1e elementor-widget elementor-widget-heading\" data-id=\"2082c1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Is a Short Sale?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d8051e elementor-widget elementor-widget-text-editor\" data-id=\"0d8051e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A short sale is a potential sale path where the expected sale proceeds may be less than the amount needed to fully pay off the mortgage or other required obligations connected to the property. In many situations, the lender or servicer must review the seller&#8217;s circumstances and the proposed sale before deciding whether to approve the transaction.<\/p><p>This is different from a standard sale where the home sells for enough to cover the mortgage payoff, ordinary closing costs, and other required items. It is also different from simply accepting a lower offer. A short sale is not only a pricing decision. It may involve lender documentation, hardship review, property valuation, sale contract review, title questions, and other requirements.<\/p><p>For homeowners in Massachusetts and New Hampshire, the most important point is that a short sale is not a one-size-fits-all answer. It may be a path to discuss, but it should be evaluated alongside other options and with appropriate professional review.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b5628e6 e-flex e-con-boxed e-con e-parent\" data-id=\"b5628e6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7e32e03 e-con-full e-flex e-con e-child\" data-id=\"7e32e03\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-497bf30 elementor-widget elementor-widget-heading\" data-id=\"497bf30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When a Short Sale May Come Up\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73c935c elementor-widget elementor-widget-text-editor\" data-id=\"73c935c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\"><div class=\"ss-table-head\"><p>Short sale conversations often begin when the homeowner, family, or real estate professional realizes that the property may not have enough equity to support a normal sale. This can happen for many reasons, and it does not always mean the owner did anything wrong.<\/p><\/div><div class=\"ss-table-scroll\">\u00a0<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-07d662b e-con-full e-flex e-con e-child\" data-id=\"07d662b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6234144 e-con-full e-flex e-con e-child\" data-id=\"6234144\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef9c06d elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"ef9c06d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Situation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33d96b4 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"33d96b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why It May Lead to a Short Sale Conversation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4cb69e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"b4cb69e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Real Estate Question to Ask<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7163f0e e-con-full e-flex e-con e-child\" data-id=\"7163f0e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9b34afb e-con-full e-flex e-con e-child\" data-id=\"9b34afb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a870c30 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"a870c30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mortgage balance may exceed current value<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b80b28e e-con-full e-flex e-con e-child\" data-id=\"b80b28e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6873442 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"6873442\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The sale price may not be enough to cover the mortgage payoff and related sale costs.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ecd7746 e-con-full e-flex e-con e-child\" data-id=\"ecd7746\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ebf681 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"8ebf681\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a realistic value range for the home in its current condition?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b258381 e-con-full e-flex e-con e-child\" data-id=\"b258381\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-8487a2b e-con-full e-flex e-con e-child\" data-id=\"8487a2b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e7cd4de elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"e7cd4de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Property needs significant repairs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a08f61 e-con-full e-flex e-con e-child\" data-id=\"6a08f61\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11a11b6 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"11a11b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Repair needs may reduce market value or limit buyer interest.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21ec03d e-con-full e-flex e-con e-child\" data-id=\"21ec03d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9c6696f elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"9c6696f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Would repairs, an as-is sale, or another route be more realistic?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36ea0c7 e-con-full e-flex e-con e-child\" data-id=\"36ea0c7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-b010160 e-con-full e-flex e-con e-child\" data-id=\"b010160\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce1a829 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"ce1a829\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Missed or strained mortgage payments<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b5a20e e-con-full e-flex e-con e-child\" data-id=\"4b5a20e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0f1f032 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"0f1f032\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A homeowner may need to understand options before a situation becomes more time-sensitive.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1dbd534 e-con-full e-flex e-con e-child\" data-id=\"1dbd534\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c8497e elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"1c8497e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Should the Foreclosure\/Pre-Foreclosure page also be reviewed?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-96219ce e-con-full e-flex e-con e-child\" data-id=\"96219ce\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9c38e3c e-con-full e-flex e-con e-child\" data-id=\"9c38e3c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2630fdb elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"2630fdb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Inherited property with debt<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-34c2704 e-con-full e-flex e-con e-child\" data-id=\"34c2704\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a87c693 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"a87c693\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Families may discover mortgage, tax, lien, or maintenance issues after taking responsibility for the home.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b92ae29 e-con-full e-flex e-con e-child\" data-id=\"b92ae29\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-777802c elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"777802c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Are probate, estate, lien, or title questions also involved?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d5bc203 e-con-full e-flex e-con e-child\" data-id=\"d5bc203\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-094adbd e-con-full e-flex e-con e-child\" data-id=\"094adbd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f26a8a7 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"f26a8a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Divorce or co-owner transition<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a17964c e-con-full e-flex e-con e-child\" data-id=\"a17964c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5eef82a elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"5eef82a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Owners may need to sell but disagree about value, payoff, timing, or responsibilities.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-26adc12 e-con-full e-flex e-con e-child\" data-id=\"26adc12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-011ffde elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"011ffde\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Who has authority to make sale decisions, and what professional guidance is needed?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-12b8e7b e-con-full e-flex e-con e-child\" data-id=\"12b8e7b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-bd157e0 e-con-full e-flex e-con e-child\" data-id=\"bd157e0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78b8fb1 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"78b8fb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rental or vacant property<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9ee2203 e-con-full e-flex e-con e-child\" data-id=\"9ee2203\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5dda1d elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"f5dda1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Carrying costs, repairs, tenant issues, or vacancy may make a standard sale harder.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-85463b9 e-con-full e-flex e-con e-child\" data-id=\"85463b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d09d1c7 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"d09d1c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Is a traditional listing, as-is sale, or short sale review most appropriate?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73287a4 e-con-full e-flex e-con e-child\" data-id=\"73287a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-91cd062 e-con-full e-flex e-con e-child\" data-id=\"91cd062\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f292d39 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"f292d39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Market shift or overleveraged purchase<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8677676 e-con-full e-flex e-con e-child\" data-id=\"8677676\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-245dd72 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"245dd72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A past purchase price, refinance, or market change may create limited or negative equity.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-65acde0 e-con-full e-flex e-con e-child\" data-id=\"65acde0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47b5398 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"47b5398\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are the numbers after value, debt, condition, and timing are reviewed?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c903c64 elementor-widget elementor-widget-text-editor\" data-id=\"c903c64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\"><div class=\"ss-table-head\"><section class=\"ss-table-section gray\"><div class=\"ss-container\"><p class=\"ss-table-note\"><em>The goal is not to force the property into a short-sale category. The goal is to understand whether the situation truly requires short-sale review or whether another selling path may be more appropriate.<\/em><\/p><\/div><\/section><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6d8619 e-flex e-con-boxed e-con e-parent\" data-id=\"e6d8619\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-72ea588 e-con-full e-flex e-con e-child\" data-id=\"72ea588\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f35d3f3 elementor-widget elementor-widget-heading\" data-id=\"f35d3f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Short Sale, Traditional Sale, Cash Offer, or Foreclosure\/Pre-Foreclosure Review?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3fa8807 elementor-widget elementor-widget-text-editor\" data-id=\"3fa8807\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\"><div class=\"ss-table-head\"><div class=\"ss-table-head\"><p>If you are searching for short sale options in Massachusetts or short sale options in New Hampshire, you may already feel that time and numbers are working against you. A useful next step is to compare several paths without assuming that one answer fits every property.<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-60af03d e-con-full e-flex e-con e-child\" data-id=\"60af03d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-61c6288 e-con-full e-flex e-con e-child\" data-id=\"61c6288\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa735bf elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"fa735bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Path<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c004c6 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"5c004c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How It Generally Works<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-432ebca elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"432ebca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When It May Be Worth Discussing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8df8d9 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"e8df8d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Important Caution<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb599ea e-con-full e-flex e-con e-child\" data-id=\"fb599ea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-df6455a e-con-full e-flex e-con e-child\" data-id=\"df6455a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32f1cfd elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"32f1cfd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Traditional sale<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-703b28b e-con-full e-flex e-con e-child\" data-id=\"703b28b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1a146b elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"e1a146b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The property is listed publicly, marketed, shown, and sold through a standard process.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-489b6ec e-con-full e-flex e-con e-child\" data-id=\"489b6ec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72e11ca elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"72e11ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">This may fit if there appears to be enough equity and the property can be prepared for market.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7acb795 e-con-full e-flex e-con e-child\" data-id=\"7acb795\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff2d01a elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"ff2d01a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A traditional sale may not work if expected proceeds are not enough to cover required payoffs.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c3151ab e-con-full e-flex e-con e-child\" data-id=\"c3151ab\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7e66c66 e-con-full e-flex e-con e-child\" data-id=\"7e66c66\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-57303ac elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"57303ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">As-is cash-offer conversation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e4de3ca e-con-full e-flex e-con e-child\" data-id=\"e4de3ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c2862c elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"6c2862c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The property is reviewed for a more direct sale path, often with fewer preparation steps.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0b14aee e-con-full e-flex e-con e-child\" data-id=\"0b14aee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc337f3 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bc337f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">This may fit if the property needs repairs, cleanout, privacy, or a simpler process.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c9bea10 e-con-full e-flex e-con e-child\" data-id=\"c9bea10\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c6fc4f6 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"c6fc4f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A cash offer does not automatically solve payoff, lender, title, or short-sale requirements.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b29a71 e-con-full e-flex e-con e-child\" data-id=\"6b29a71\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-110d057 e-con-full e-flex e-con e-child\" data-id=\"110d057\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-058d962 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"058d962\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Short sale review<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66daeff e-con-full e-flex e-con e-child\" data-id=\"66daeff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-616cfc0 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"616cfc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A proposed sale may be reviewed by the lender or other required parties when proceeds may be short.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68a8349 e-con-full e-flex e-con e-child\" data-id=\"68a8349\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79cad4d elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"79cad4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">This may fit if the mortgage balance or payoff obligations may be higher than likely sale value.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e5ed605 e-con-full e-flex e-con e-child\" data-id=\"e5ed605\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1385a92 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"1385a92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Approval, timing, debt treatment, and final terms should not be assumed.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b0c5728 e-con-full e-flex e-con e-child\" data-id=\"b0c5728\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2dffdf1 e-con-full e-flex e-con e-child\" data-id=\"2dffdf1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-146a32d elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"146a32d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Foreclosure\/pre-foreclosure guidance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-82993c3 e-con-full e-flex e-con e-child\" data-id=\"82993c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9703f74 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"9703f74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The owner reviews options when mortgage default, lender notices, or sale deadlines may be involved.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-96eaa0d e-con-full e-flex e-con e-child\" data-id=\"96eaa0d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dab26fc elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"dab26fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">This may fit if the homeowner is behind, has received notices, or is facing a time-sensitive lender process.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17fecfe e-con-full e-flex e-con e-child\" data-id=\"17fecfe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4776382 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"4776382\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Homeowners should seek qualified guidance quickly because timing and rights can be state- and situation-specific.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8f44eb1 e-con-full e-flex e-con e-child\" data-id=\"8f44eb1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-b49a9aa e-con-full e-flex e-con e-child\" data-id=\"b49a9aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33e4c2a elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"33e4c2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pause and organize documents<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f62956 e-con-full e-flex e-con e-child\" data-id=\"2f62956\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fcf759f elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"fcf759f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The owner gathers mortgage, payoff, hardship, title, tax, and property-condition information before choosing a path.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-18aed57 e-con-full e-flex e-con e-child\" data-id=\"18aed57\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4750d76 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"4750d76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">This may fit when the facts are unclear or multiple parties are involved.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ba8a80e e-con-full e-flex e-con e-child\" data-id=\"ba8a80e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ccbd1f elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"7ccbd1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Waiting too long can reduce available options if lender deadlines or legal timelines are active.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78bb182 elementor-widget elementor-widget-text-editor\" data-id=\"78bb182\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\"><div class=\"ss-table-head\"><section class=\"ss-table-section gray\"><div class=\"ss-container\"><section class=\"ss-table-section white\"><div class=\"ss-container\"><p class=\"ss-table-note\"><em>A short sale may be part of the conversation, but it should usually begin with value context. If you do not know what the home may realistically sell for, it is difficult to compare that number against mortgage balances, liens, repairs, and sale costs.<\/em><\/p><\/div><\/section><\/div><\/section><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d2f87a8 e-flex e-con-boxed e-con e-parent\" data-id=\"d2f87a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d74381 elementor-widget elementor-widget-heading\" data-id=\"5d74381\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A Careful Process for Homeowners Considering a Short Sale\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07a15e9 elementor-widget elementor-widget-text-editor\" data-id=\"07a15e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\"><p>Short-sale situations can feel overwhelming because they combine real estate value, mortgage<\/p><p>communication, personal finances, property condition, and timing. A step-by-step approach can<\/p><p>help you make the situation more manageable.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c31c67e e-con-full e-flex e-con e-child\" data-id=\"c31c67e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8491f3f e-con-full e-flex e-con e-child\" data-id=\"8491f3f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-50429d6 e-con-full e-flex e-con e-child\" data-id=\"50429d6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2077c64 e-con-full e-flex e-con e-child\" data-id=\"2077c64\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec3d675 elementor-widget elementor-widget-heading\" data-id=\"ec3d675\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51ef3b1 elementor-widget elementor-widget-heading\" data-id=\"51ef3b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Gather Documents<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51f9b9e elementor-widget elementor-widget-text-editor\" data-id=\"51f9b9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\"><p>Property address, ownership names, lender\/servicer, mortgage balance, payment status, and any recent lender letters, tax notices, or liens.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4a24d0c e-con-full e-flex e-con e-child\" data-id=\"4a24d0c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1a8791a e-con-full e-flex e-con e-child\" data-id=\"1a8791a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b1709db e-con-full e-flex e-con e-child\" data-id=\"b1709db\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b8f657 elementor-widget elementor-widget-heading\" data-id=\"5b8f657\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bf218e elementor-widget elementor-widget-heading\" data-id=\"1bf218e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Review Condition<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99d1e1a elementor-widget elementor-widget-text-editor\" data-id=\"99d1e1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\"><div class=\"ss-step-box\"><p>Understand repair needs, cleanout, code-related work, and how condition affects buyer interest and financing options.<\/p><\/div><div class=\"ss-step-box\">\u00a0<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1988769 e-con-full e-flex e-con e-child\" data-id=\"1988769\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-01954d0 e-con-full e-flex e-con e-child\" data-id=\"01954d0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-034ea7c e-con-full e-flex e-con e-child\" data-id=\"034ea7c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ba95f4 elementor-widget elementor-widget-heading\" data-id=\"4ba95f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ed14bb elementor-widget elementor-widget-heading\" data-id=\"6ed14bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get Value Context\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d20a4d6 elementor-widget elementor-widget-text-editor\" data-id=\"d20a4d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\"><div class=\"ss-step-box\"><p>A home value review helps compare likely value against mortgage balances before assuming a short sale is needed.<\/p><\/div><div class=\"ss-step-box\">\u00a0<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-186e845 e-con-full e-flex e-con e-child\" data-id=\"186e845\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f5105f2 e-con-full e-flex e-con e-child\" data-id=\"f5105f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-414d0d4 e-con-full e-flex e-con e-child\" data-id=\"414d0d4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4521360 elementor-widget elementor-widget-heading\" data-id=\"4521360\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-030533f elementor-widget elementor-widget-heading\" data-id=\"030533f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Consult Professionals<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62976ec elementor-widget elementor-widget-text-editor\" data-id=\"62976ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\"><div class=\"ss-step-box\"><p>Real estate, legal, tax, financial, housing, or lender\/servicer guidance for approval, tax, and legal timelines.<\/p><\/div><div class=\"ss-step-box\">\u00a0<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d5c296 e-con-full e-flex e-con e-child\" data-id=\"4d5c296\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0b46eb0 e-con-full e-flex e-con e-child\" data-id=\"0b46eb0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-feb49d7 e-con-full e-flex e-con e-child\" data-id=\"feb49d7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e34b1e1 elementor-widget elementor-widget-heading\" data-id=\"e34b1e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83819ab elementor-widget elementor-widget-heading\" data-id=\"83819ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Compare Paths<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e04297 elementor-widget elementor-widget-text-editor\" data-id=\"5e04297\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\"><section class=\"ss-process\"><div class=\"ss-container\"><div class=\"ss-process-grid\"><div class=\"ss-step-box\"><p>Traditional selling, an as-is cash offer, short sale review, or foreclosure\/pre-foreclosure guidance.<\/p><\/div><\/div><\/div><\/section><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d0f1794 e-flex e-con-boxed e-con e-parent\" data-id=\"d0f1794\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-834f4fb e-con-full e-flex e-con e-child\" data-id=\"834f4fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fd6e8b5 e-con-full e-flex e-con e-child\" data-id=\"fd6e8b5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94ee9fc elementor-widget elementor-widget-heading\" data-id=\"94ee9fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When a Cash Offer May Still Be Relevant<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a79231 elementor-widget elementor-widget-text-editor\" data-id=\"2a79231\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\"><p>A cash offer is not the same as short-sale approval, and it should not be presented as a way to bypass lender review. However, an as-is cash-offer conversation may still be relevant when the property has significant repair needs, heavy cleanout requirements, difficult access, vacancy, tenant complications, or a seller who needs to understand a more direct purchase path.<\/p><p>For example, a Massachusetts homeowner may have a property that needs repairs and appears to be close to the payoff amount. A New Hampshire owner may have a vacant home with deferred maintenance and limited equity. In either case, it may be useful to understand what an as-is buyer would consider before deciding whether to list traditionally, pursue short-sale review, or take another route.<\/p><p>The key is to keep the conversation transparent. A cash offer may help clarify one possible sale path, but it does not determine lender approval, debt treatment, timing, or final closing terms.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9ccff00 e-con-full e-flex e-con e-child\" data-id=\"9ccff00\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23562c6 elementor-widget elementor-widget-image\" data-id=\"23562c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/staging.ener-g.co\/boston\/wp-content\/uploads\/2026\/08\/ai_section7_homeowner_reviewing_options-1024x683.png\" class=\"attachment-large size-large wp-image-23698\" alt=\"\" srcset=\"https:\/\/staging.ener-g.co\/boston\/wp-content\/uploads\/2026\/08\/ai_section7_homeowner_reviewing_options-1024x683.png 1024w, https:\/\/staging.ener-g.co\/boston\/wp-content\/uploads\/2026\/08\/ai_section7_homeowner_reviewing_options-300x200.png 300w, https:\/\/staging.ener-g.co\/boston\/wp-content\/uploads\/2026\/08\/ai_section7_homeowner_reviewing_options-768x512.png 768w, https:\/\/staging.ener-g.co\/boston\/wp-content\/uploads\/2026\/08\/ai_section7_homeowner_reviewing_options-1536x1024.png 1536w, https:\/\/staging.ener-g.co\/boston\/wp-content\/uploads\/2026\/08\/ai_section7_homeowner_reviewing_options-2048x1365.png 2048w, https:\/\/staging.ener-g.co\/boston\/wp-content\/uploads\/2026\/08\/ai_section7_homeowner_reviewing_options-105x70.png 105w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0d78066 e-flex e-con-boxed e-con e-parent\" data-id=\"0d78066\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-01f3e57 e-con-full e-flex e-con e-child\" data-id=\"01f3e57\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2032888 e-con-full e-flex e-con e-child\" data-id=\"2032888\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53be4df elementor-widget elementor-widget-heading\" data-id=\"53be4df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When Traditional Selling May Still Be Worth Reviewing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d051fcf elementor-widget elementor-widget-text-editor\" data-id=\"d051fcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\"><p>Not every homeowner who worries about being underwater actually needs a short sale. Sometimes the property value is stronger than expected. Sometimes payoff information is outdated. Sometimes repairs, staging, cleanup, or market positioning may support a traditional sale. Sometimes a home value review can show that multiple options are still worth comparing.<\/p><p>Traditional selling may be worth reviewing if the home can be prepared and shown, there is enough time to market the property, and the numbers suggest the likely sale price may cover required payoff items. If the property has title concerns, liens, co-owner issues, or lender deadlines, those should be reviewed early rather than left until the end of the process.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e945c3 elementor-widget elementor-widget-text-editor\" data-id=\"3e945c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\"><a class=\"ss-link\" style=\"color: #4aafe3;\" href=\"https:\/\/staging.ener-g.co\/boston\/traditional-selling\/\">Learn about traditional selling<\/a><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31e98b7 e-con-full e-flex e-con e-child\" data-id=\"31e98b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71a682f elementor-widget elementor-widget-image\" data-id=\"71a682f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/staging.ener-g.co\/boston\/wp-content\/uploads\/2026\/08\/ai_section8_traditional_sale_home-1024x683.png\" class=\"attachment-large size-large wp-image-23699\" alt=\"\" srcset=\"https:\/\/staging.ener-g.co\/boston\/wp-content\/uploads\/2026\/08\/ai_section8_traditional_sale_home-1024x683.png 1024w, https:\/\/staging.ener-g.co\/boston\/wp-content\/uploads\/2026\/08\/ai_section8_traditional_sale_home-300x200.png 300w, https:\/\/staging.ener-g.co\/boston\/wp-content\/uploads\/2026\/08\/ai_section8_traditional_sale_home-768x512.png 768w, https:\/\/staging.ener-g.co\/boston\/wp-content\/uploads\/2026\/08\/ai_section8_traditional_sale_home-1536x1024.png 1536w, https:\/\/staging.ener-g.co\/boston\/wp-content\/uploads\/2026\/08\/ai_section8_traditional_sale_home-2048x1365.png 2048w, https:\/\/staging.ener-g.co\/boston\/wp-content\/uploads\/2026\/08\/ai_section8_traditional_sale_home-105x70.png 105w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-95bc043 e-flex e-con-boxed e-con e-parent\" data-id=\"95bc043\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-78885a4 e-con-full e-flex e-con e-child\" data-id=\"78885a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d2ef361 e-con-full e-flex e-con e-child\" data-id=\"d2ef361\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0e45d0 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"d0e45d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-exclamation-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.997-111.043 248-248 248S8 392.997 8 256C8 119.083 119.043 8 256 8s248 111.083 248 248zm-248 50c-25.405 0-46 20.595-46 46s20.595 46 46 46 46-20.595 46-46-20.595-46-46-46zm-43.673-165.346l7.418 136c.347 6.364 5.609 11.346 11.982 11.346h48.546c6.373 0 11.635-4.982 11.982-11.346l7.418-136c.375-6.874-5.098-12.654-11.982-12.654h-63.383c-6.884 0-12.356 5.78-11.981 12.654z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-01efc5f e-con-full e-flex e-con e-child\" data-id=\"01efc5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1a28c9 elementor-widget elementor-widget-heading\" data-id=\"e1a28c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">If You Are Also Facing Foreclosure or Pre-Foreclosure<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2344e6 elementor-widget elementor-widget-text-editor\" data-id=\"f2344e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\">\n\nShort sale questions often overlap with foreclosure or pre-foreclosure concerns. If you have received lender notices, missed payments, or believe a legal timeline may already be moving, it is important to seek qualified guidance quickly. State-specific timelines, rights, notices, and options should be reviewed by appropriate professionals.\n\nBoston AREIA&#8217;s\u00a0<a class=\"ss-link\" style=\"color: #4aafe3;\" href=\"https:\/\/staging.ener-g.co\/boston\/foreclosure-pre-foreclosure\/\"><u><b>Foreclosure\/Pre-Foreclosure page<\/b><\/u><\/a>\u00a0can help you understand the real estate pathing at a high level, but it should not replace legal, lender, housing, or financial guidance. The sooner you organize the facts, the easier it may be to understand which options are still available for review.\n\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14a6e9e e-flex e-con-boxed e-con e-parent\" data-id=\"14a6e9e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0df1699 e-con-full e-flex e-con e-child\" data-id=\"0df1699\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e6d1a9e elementor-widget elementor-widget-heading\" data-id=\"e6d1a9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3af2297 elementor-widget elementor-widget-n-accordion\" data-id=\"3af2297\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6180\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-6180\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h1 class=\"e-n-accordion-item-title-text\"> What is a short sale? <\/h1><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6180\" class=\"elementor-element elementor-element-6699671 e-con-full e-flex e-con e-child\" data-id=\"6699671\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea5bba7 elementor-widget elementor-widget-text-editor\" data-id=\"ea5bba7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A short sale is generally discussed when a property may sell for less than the amount needed to pay off the mortgage or related payoff obligations, and the lender or other required parties may need to review the proposed transaction. It is not just a low-price sale. It can involve lender documentation, value review, hardship information, title questions, and other requirements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6181\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6181\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h1 class=\"e-n-accordion-item-title-text\"> Can I short sell a house in Massachusetts or New Hampshire? <\/h1><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6181\" class=\"elementor-element elementor-element-0d23c15 e-con-full e-flex e-con e-child\" data-id=\"0d23c15\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0cad74b elementor-widget elementor-widget-text-editor\" data-id=\"0cad74b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A short sale may be possible in some Massachusetts or New Hampshire situations, but it depends on lender review, mortgage balance, value, property condition, title and payoff details, timing, and the homeowner&#8217;s circumstances. Homeowners should speak with appropriate real estate, legal, tax, financial, lender, and housing professionals before relying on any general answer.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6182\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6182\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h1 class=\"e-n-accordion-item-title-text\"> Is a short sale better than foreclosure? <\/h1><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6182\" class=\"elementor-element elementor-element-6ecc477 e-con-full e-flex e-con e-child\" data-id=\"6ecc477\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca3e9b2 elementor-widget elementor-widget-text-editor\" data-id=\"ca3e9b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>This depends on the homeowner&#8217;s specific situation. A short sale and foreclosure can have different timelines, requirements, financial considerations, credit considerations, and legal consequences. Boston AREIA can help with real estate pathing, but homeowners should seek qualified professional guidance before deciding what is better for them.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6183\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6183\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h1 class=\"e-n-accordion-item-title-text\"> Can I request a cash offer if I may need a short sale? <\/h1><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6183\" class=\"elementor-element elementor-element-12bf281 e-con-full e-flex e-con e-child\" data-id=\"12bf281\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d6c05e2 elementor-widget elementor-widget-text-editor\" data-id=\"d6c05e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes, a cash-offer conversation may be useful as one way to understand a possible as-is sale value, especially if the property needs repairs, cleanout, privacy, or a simpler sale process. However, a cash offer does not determine lender approval, payoff treatment, debt consequences, or final short-sale terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6184\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6184\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h1 class=\"e-n-accordion-item-title-text\"> What documents should I gather before discussing a short sale? <\/h1><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6184\" class=\"elementor-element elementor-element-cc68d93 e-con-full e-flex e-con e-child\" data-id=\"cc68d93\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bbf3f87 elementor-widget elementor-widget-text-editor\" data-id=\"bbf3f87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Helpful documents include recent mortgage statements, lender letters, payoff information, tax or municipal notices, lien documents, association statements, repair information, title-related documents, hardship information if applicable, and any foreclosure or pre-foreclosure notices. You do not need every document before starting a real estate conversation, but the more information you have, the easier it is to identify next steps.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6185\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6185\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h1 class=\"e-n-accordion-item-title-text\"> Should I get a home value review before considering a short sale? <\/h1><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6185\" class=\"elementor-element elementor-element-4ae12ae e-con-full e-flex e-con e-child\" data-id=\"4ae12ae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b0127f elementor-widget elementor-widget-text-editor\" data-id=\"4b0127f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A home value review can be a useful first step because it helps compare likely property value against mortgage balances, liens, repairs, and other payoff questions. It is not a final sale price or lender decision, but it can help determine whether traditional selling, an as-is offer conversation, short-sale review, or another option should be explored.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0c9f20f e-flex e-con-boxed e-con e-parent\" data-id=\"0c9f20f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4aaa4ba elementor-widget elementor-widget-text-editor\" data-id=\"4aaa4ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Licensed Real Estate Disclosure:<\/strong> Members of the Boston AREIA team may also be licensed real estate agents. Depending on your situation, Boston AREIA may discuss options that include a traditional listing, as-is offer review, referral, or other real estate-related path. Please review your options carefully and consult appropriate professionals before making a decision.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f128766 e-flex e-con-boxed e-con e-parent\" data-id=\"f128766\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c37b65d e-con-full e-flex e-con e-child\" data-id=\"c37b65d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e82a95d elementor-widget elementor-widget-heading\" data-id=\"e82a95d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Start With the Numbers, Then Compare the Options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27b47a0 elementor-widget elementor-widget-text-editor\" data-id=\"27b47a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\"><p>If you think you may need a short sale in Massachusetts or New Hampshire, you do not have to start by deciding everything at once. Start by understanding the property, the likely value range, the payoff picture, the condition, and the timing. From there, you can compare whether a traditional listing, as-is offer conversation, short sale review, or another path should be explored.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88b62f8 elementor-widget elementor-widget-text-editor\" data-id=\"88b62f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"ts-table-head\"><p>Talk through your short sale questions today. Start with a practical conversation about the property, the likely value context, and the selling paths that may be worth reviewing.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aee217a e-con-full e-flex e-con e-child\" data-id=\"aee217a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf24155 elementor-widget elementor-widget-button\" data-id=\"bf24155\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/staging.ener-g.co\/boston\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk Through My Short Sale Questions<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86efcb0 elementor-widget elementor-widget-button\" data-id=\"86efcb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/staging.ener-g.co\/boston\/cash-vs-traditional-comparison\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Compare My Selling Options<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e15c3ed elementor-widget elementor-widget-heading\" data-id=\"e15c3ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#\"><u>Find Out What My Home May Be Worth \u2192<\/u><\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Short Sale Options in Massachusetts and New Hampshire Practical Guidance When You May Owe More Than the Home Is Worth When the mortgage balance, liens, fees, or other payoff obligations may be higher than a home&#8217;s likely sale value, it can be hard to know what to do next. You may be current on payments but concerned about equity. You may be behind on &#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"class_list":["post-23064","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/staging.ener-g.co\/boston\/wp-json\/wp\/v2\/pages\/23064","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.ener-g.co\/boston\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/staging.ener-g.co\/boston\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/staging.ener-g.co\/boston\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.ener-g.co\/boston\/wp-json\/wp\/v2\/comments?post=23064"}],"version-history":[{"count":46,"href":"https:\/\/staging.ener-g.co\/boston\/wp-json\/wp\/v2\/pages\/23064\/revisions"}],"predecessor-version":[{"id":23958,"href":"https:\/\/staging.ener-g.co\/boston\/wp-json\/wp\/v2\/pages\/23064\/revisions\/23958"}],"wp:attachment":[{"href":"https:\/\/staging.ener-g.co\/boston\/wp-json\/wp\/v2\/media?parent=23064"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}